Are WooCommerce Payments any Good? Discover the Benefits and Features [2025]

This add-on is free and can be used with any WooCommerce account. Because it has a simple process, you and your clients will both be able to pay more quickly. Because of this, you can concentrate on getting more customers and making more money.

Most small to medium-sized online businesses can use WooCommerce Payments. It’s a strong payment system that can be used for many types of businesses, too.

Some things to keep in mind, but even so are WooCommerce payments any good?

Are WooCommerce Payments any Good?

The best thing about WooCommerce Payments is that it does all of this on your own site.

So, not only can you accept credit cards on your site which is very common and best practice, but you can also manage refunds, payments, and disputes from your WordPress admin which is great.

It makes a lot less work for store owners if they can do all of this. It is one fewer account you have to keep track of and one less username and password you have to get from a customer or give to a developer to use.

It also lets a store owner do everything from one place. In order to get to the transaction screen where you can see my payment information, such as fraud risk, previous transactions, and fees you have to make two clicks.

This means that it’s more likely that I’ll look at those details because it’s so easy. To see and handle deposits from WooCommerce Payments into your business account, you can also look at and manage them.

In the future, when you need to check for fraud or look into your finances, this will save you so much time.

This add-on makes WooCommerce the center of your business, not just the site where you update your items.

It’s easy to choose a free or paid WooCommerce theme because there are many of both. They can be changed based on the theme settings and how well you can do it, but in general, you can change anything if you need to.

People who use WooCommerce have a lot of fun and help each other. There are also many plugins and extensions you can use to make your online business even more effective.

The Cons Of WooCommerce Payments

Beyond the fact that you can only use US dollars and live in the US, there are a few other things to be aware of. 

Data about your clients can be very useful when you’ve been in business for some time. This includes how much they buy and when, as well as what kinds of things they buy and how often.

This data should be in WooCommerce, but some of it is in the payment gateway, and you can’t import that data into WooCommerce Payments right now.

The best thing about recurring revenue is that you can make money over and over again. One of the most powerful recurring billing features in all the e-commerce is WooCommerce Subscriptions.

With this payment gateway, you can’t set up a recurring payment. So, if you have a lot of subscriptions in your business, you should keep your payment gateway.

Perhaps the most important thing you need to use for payments is both a WordPress website and a WooCommerce account. It only works with this CMS and this plugin. If you already use a different platform, like Squarespace or Wix, this may not be the best choice for you.

In addition, unlike other site builder solutions, WooCommerce Payments may require you to buy a few add-ons to make it more powerful, like WooCommerce Subscriptions.

Even though this structure will be cheap for most people who use it, it may not be ideal for solopreneurs or small businesses who want a plan that covers everything.

Finally, you might also want to look at your company’s budget and the fees you’ll have to pay. The good news is that WooCommerce Payments doesn’t charge any setup fees, monthly fees, or transaction fees, which is a good thing. Payment fees in the United States:

This means that in the United States, your business pays 2.9 percent + $0.30 for each transaction made with a credit or debit card that was issued in the United States. For cards that aren’t from the country and for currency conversions, there are extra fees that add up to 1%.

Make sure you do your homework before you sign up for a service like this one. You might want to look at the full list of transaction fees by country if your business isn’t in the United States.

WooCommerce and WordPress are both free to install and use, so there are no plans or prices to talk about. There are still a lot of things that you need to pay for to make your site work, like a domain name, hosting, and a lot of extensions and plugins.

Check to make sure your theme, extensions, and plugins are all you need to run an e-commerce site. They cost money.

Alternatives To WooCommerce

If for any reason, WooCommerce doesn’t sound like the best option for you, there are other alternatives out there that you can use instead. 

Shopify and BigCommerce are two of the best alternatives to WooCommerce for WordPress. They are also two of our top picks for the best e-commerce platform.

Shopify is a good choice for people who are new to e-commerce because it is easy to use the hundreds of templates to make an online store without having to know how to write code.

It also has a very strong and dedicated support system that can help you if you have problems with the platform. Also, Shopify works with more than 6,000 apps, including WordPress.

Final Thoughts

WooCommerce is putting a lot of work into WooCommerce Payments as they add countries, currencies, extensions, and apps that work with them.

If you want to save money, you’ll have to wait until the more advanced features are available, or you can set your own rate.

But if you’re starting a new store, or you just started your business, you should definitely look into WooCommerce Payments.

Frequently Asked Questions