Are you wondering how to transfer funds from your Wisely app to your bank account? Here, we have given detailed guidelines regarding using the Wisely app and how you can connect it to your bank account.
What Is the Wisely Pay App and How Does It Work?
Wisely, ADP gives you a digital platform for safe, secure, and timely bill payments and receives monthly or fortnightly payments.
ADP has been in the business for over seventy years as a payroll source. This safe, secure, and efficient platform has helped more than 39 million people worldwide, and one in every six Americans receives their pay on time.
Now with Wisely, a desktop portal and mobile app, the company has offered financial flexibility, control, and security to every user. The app offers a separate Wisely rewards savings envelope containing most cash-back rewards from participating merchants, employers, or Wisely.
First, you need to make an account at Wisely. Then you will add your banking information to the app. You can receive your pay, send money, and keep track of your spending in the palm of your hand. Additionally, the Wisely pay card allows you fee-free ATM transactions nationwide.
You can also schedule your recurring payments through Wisely. Once you set up your bank account information and payment schedule, Wisely will automatically extract the exact from your account for bills or rent.
Wisely also allows debit transactions to your family, friends, and colleagues by linking their card, bank account, or debit card information.
Process of Transferring Money From Wisely App to Bank Account
- Then link your banking information to your data.
- Now that your Wisely direct card account is all set, you can receive payments, pay bills, and transfer money to your bank account.
- Make sure you have enough money in your Wisely card account to transfer to your bank account.
- There is a transfer arrow at the upper right corner of the screen; click it to proceed with the transfer process.
- The application will ask for the bank account number and routing number of the receiver’s bank account. Enter both numbers, press send, and that’s it.
- Typically, it takes three business days for account verification and validation between different financial institutions. And after account validation, the money transfer will take another three business days.
- Each bank has a different money transferring process from the Wise card account to the personal account. So, take a look at your bank’s protocol as well.
- Lastly, you can withdraw the transferred money from your bank account using a Wisely cash card at the ATM.
Is It Safe to Use Wisely for Money Management?
Yes, Wisely is a safe and secure digital platform. This platform uses high-end encryption technology to safeguard users’ personal and banking information. The encryption technology encrypts your information, including name, passwords, and banking information, ensuring decryption of the data is impossible.
Wisely also strengthens data security by sending the encrypted data to its main servers backed by an encrypted connection. No one but Wisely can access these servers and handle the encrypted data.
Wisely also ensured that all transactions ran smoothly regardless of any accident, power breakdown, or temporary system shutdown. Therefore, Wisely secure all the transaction information in its cloud-based servers.
How Wisely Guards the Transactions Against Fraudulent?
Moreover, Wisely restricts all anonymous prepaid card transactions using an identity verification process utilizing one-time passwords and two-factor authentication. These restrictions ensure that only you can give a green signal for the money transactions.
If anyone has stolen your bank account or Wisely pay account information, they will not be able to access your balance due to a lack of both your password and access to your phone.
Wisely also sends a text to your provided phone number every time you sign in. So, if anyone tries to access your account, you will receive a notification. With this security feature, no one can access your account unless they have your phone, account number, and password.
Hence you can receive early direct deposit of your payroll and perform all transactions without worrying about data security.
What Are the Different Ways to Load Money in a Wisely Direct Card?
There are three methods to add money to your Wisely card.
MoneyPak: You can add $20 to $500 to your Wisely account using MoneyPak. However, you must first confirm your chosen money-loading method at moneypak.com.
There are more than 70,000 retail locations nationwide where you can use this feature by paying a flat fee of $5.95 with the amount of money you wish to load. The service charges may vary based on the balance limits.
Reload the Register: Similarly, you can use Reload the Register to load $20 to $500 with a flat rate of $4.95 based on the amount to be loaded.
You can use more than 70,000 retail locations connected with Wisely to load the account. The retailers will swipe your Wisely cash card and add the money.
Western Union: You can also load money into your Wisely direct card through Western Union. However, you may have to pay third-party service charges. See your cardholder agreement at the official Wisely website for more information about the applicable fees.
Is There a Limit to the Amount of Money You Can Load on a Wisely Cash Card?
Yes, each method has a set limit to add money to your account.
- Using Western Union, you can load $1500 per day and $5000 per month.
- If you are loading money via MoneyPak, you can add $1500 daily, $3500 weekly, and $5000 monthly.
- If you are using Reload the Register, you can use four loads per day, seven loads per week, and twenty loads a month.
Final Words: Money Transfer Becomes Easy Using the myWisely App
Wisely offers a safe and secure platform restricting unauthorized transactions. We hope this read has made it easy for you to transfer money from the Wisely app to your bank account.
Paul Martinez is the founder of EcomSidekick.com. He is an expert in the areas of finance, real estate, eCommerce, traffic and conversion.
Join him on EcomSidekick.com to learn how to improve your financial life and excel in these areas. Before starting this media site, Paul built from scratch and managed two multi-million dollar companies. One in the real estate sector and one in the eCommerce sector.