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How to Transfer Money From Netspend to Paypal?

With the advancement of technology, the fintech industry makes it easy for people to send money online. Whether using a prepaid card like Netspend or another debit card, sending and receiving money is easy. 

Netspend users can use a Netspend prepaid card to access services online. Not only does the platform give users prepaid debit cards, but they also have accounts. These accounts operate like a traditional bank account, having a routing number and account number. 

Transferring money from a Netspend account to a PayPal account isn’t difficult. You can transfer money if you have accounts and cards with both platforms. To do this, simply link Netspend to your Paypal account and vice versa. On Paypal, select Netspend account as a funding source; on Netspend, add Paypal as a transfer recipient.

This article shows you how to transfer money from Netspend to PayPal in 7 simple steps. Simply read through the steps and follow along as you initiate the transfer.

Let’s get started!

Step 1: Link Netspend Account With Paypal Account 

How to Transfer Money From Netspend to Paypal
You must link your Netspend card or account to Paypal if you want to transfer funds. To do this, simply log into your Paypal account using the mobile app or desktop site. Your bank account details will be visible when you log into the account. Entering the correct login details establishes you as the account holder.

If you make the transfer on Paypal, you will have to add Netspend as a Paypal funding source. To link your Netspend and PayPal accounts:

  1. Go to your PayPal account.
  2. Select the top menu bar on the homepage and click on ‘wallet.’
  3. Select ‘link to bank’ in the screen options and follow the prompt. 

You will be redirected to a page to confirm the bank account number you want to link. In this case, it is a Netspend bank account, so you will need the details of your Netspend account or card. 

Input your Netspend account number and the routing number associated with your account. After that, click the continue button and follow the next prompt. The system allows you to review the details of the Netspend account so you send money to the correct bank account. 

If the details are accurate, click the ‘add bank account’ option to activate. This process means the linking is successful, so you can send money from Netspend to Paypal. However, you may be required to confirm the details with a micro-transaction from one account to the other.

Step 2: Log in to Your Netspend Account 

If you want to transfer money from your Nestpend account to your PayPal account, log in to the Netspend website or app. From there, you can access all the features you need to withdraw cash or transfer money to other accounts, including PayPal. 

Step 3: Go to the Transfer Section

After you log in to your Netspend account, go to the top menu bar and select ‘transfers.’ On the website, the option is ‘transfer,’ while on the mobile app, you have to click on ‘More’ first, then transfer. You will see an option that reads ’To,’ click on that to make a direct deposit to your Paypal. Select Paypal as the account to receive money. If the Paypal account isn’t linked, add it to the list.

Step 4: Input the Transfer Amount

When you click on your Paypal account details, the site will prompt you to enter the amount you want to transfer. You can send money to a bank account in your local currency or USD. There may be additional fees for Paypal transactions which they will deduct from your Netspend card. Double-check the amount so that you avoid mistakes when transferring money.

Step 5: Verify the Transaction Details

You must enter verifying details to initiate the transfer from your Netspend prepaid debit card. Enter the Netspend card number, the security code, the expiration date, and the three digits behind the card.

When you have done all of this, confirm the transaction details. That is the amount, the recipient account, and other necessary information. Transactions like these can be challenging to resolve if an issue arises, so check that the details are correct. That way, you can make online purchases, pay bills, or seamlessly add money. 

How to Transfer Money From Netspend to Paypal

Step 6: Verify Your Netspend Account Details

Before the system successfully sends the funds, you must enter your Netspend password. This security check ensures that the user who wants to send money is the genuine account holder. Receiving money in your Paypal account is impossible without getting the password right. 

Step 7: Transfer Money to Your Paypal Account

After inputting your Netspend password, click the ‘submit’ button to process the payment. The money should leave your Netspend account shortly. After you send the money, wait until your Paypal account confirms its receipt of the money. And funds successfully arrive in your account within two to three business days. However, holidays that fall on business days may cause a slower transfer. 

You can check the status of your transfer on the Netspend app or website. Simply go to the Transfers tab and check in under ‘Status”. The status of every transfer you have made will reflect on the page, including the one you just made. When the transfer is complete, it will reflect in the status column beside the transaction details. If there is any other information you wish to find, select “details” to view. 

Frequently Asked Questions

1. Is there a transaction limit on Netspend to PayPal transfers?

Yes, like other financial services, there is a daily spending limit on Netspend accounts. For customers with the Prepaid Visa card, the limit is $4,999. Also, the daily ATM withdrawal limit is $490. 

So, transactions that surpass these amounts will likely not go through. The Visa Card limit also applies to transactions you make to external accounts. And this implies that there is a transaction limit for Netspend to Paypal transfers. However, if you want to transfer more than $4,999 from Netspend to Paypal, you can do so in batches. You can spread the transfers several days a week to process the payment.

2. Will Paypal accept money from your Netspend prepaid visa card? 

Yes! Paypal accepts money from linked prepaid cards. However, there are limits on Netspend prepaid debit cards, so ensure that you don’t cross your spending limit. Some ask, ‘Does PayPal carry extra charges when you transfer money from Netspend?’ The answer is no. 

3. Can you use a Netspend card on your Cash App?

You can use the Netspend debit card on the cash app by adding the card to the app. Go to your Cash app account, and click on the ‘My Cards’ option. You will see a prompt to choose a card, select your Netspend card and write the amount you want to transfer.

Afterwards, follow the prompts that pop up until the transaction is complete. You may need to give a few details to verify your card ownership. Netspend is a leading provider of financial services, so they are very versatile in their operations. 

How to Transfer Money From Netspend to Paypal

Final Thoughts

You must link both bank accounts to transfer money from your Netspend account to your PayPal account. Otherwise, you will not be able to add money to your PayPal account. Netspend money transfer works when you list your account as a Paypal funding source. Also, you can send money by adding your Paypal account to the transfer options list on your Netspend account.

Apart from the Netspend prepaid debit card, your Netspend account includes details that aid direct payments. So, you can add money online to your Paypal using a Netspend card. Knowing how to transfer money from Netspend to PayPal is easy. If you follow the steps we outline in this article, you’ll complete it in record time.