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Step-by-Step How to Transfer Your Money from Mercari to PayPal

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Step-by-Step How to Transfer Your Money from Mercari to PayPal.

In this article, we will how to transfer money from Mercari to PayPal and how to do this operation step by step. We will also learn a little about PayPal, a brief account of its history and features, and whether it is worth it for you to open a new account in this digital bank.


The PayPal platform originated in 1998 in the United States. As its prominent idealists Peter Thiel, Max Levchin, Ken Howery, and Luke Nosek. Initially, they aimed to offer solutions for payments.

PayPal had as its initial goal to expand the models of financial transactions with physical money. Thus, a platform that makes payments online and offers a digital transaction works without needing a physical bank.

Over the years, as the company advanced, it made essential partners. In the year 2020, PayPal became a payment provider for the eBay platform, for example. Because of this factor, more brands wanted PayPal as a payment provider. 

According to data provided by the platform, it counts approximately 429 million active accounts and about 5.5 billion payment transactions in the current period. It is now present in around 200 markets worldwide.

Users of the platform can make payments, transfer, receive, and even collect amounts. As well as it is possible to have a digital wallet, so you can add credit and debit cards and manage financial transactions through the PayPal application. 

In this sense, it is an efficient and fast way for customers worldwide to make payments for their purchases in less than a minute.


It is a digital marketplace and software for selling various products such as clothes, toys, electronics, etc. You can be a seller on Mercari. The fees for merchants are competitive with other sites, such as eBay, for example. The platform has about 20 million monthly users. 

However, beware of expensive items worth between $200, as Mercari does not offer protection for high-value shipments. Currently, Mercari offers ways for you to turn old things into extra income.

Founded in 2013 in Japan by Shintaro Yamada, who remains the Chief Executive Officer of the company. In 2014 Mercari arrived in the United States and revolutionized the online marketplaces, becoming very popular in the country. And today, It is located in California Palo Alto, near San Francisco.

How Mercari Works

The platform is a digital marketplace similar to eBay, Amazon, Etsy, and others. You can be a seller or someone who wants to make purchases. If you choose to be a seller, you must create a list of products for others to buy. And as a customer, you select the items you want from sellers who advertise on Mercari.

Mercari has a wide variety of items you can buy or advertise if you are a seller. So you can sell whatever you want, clothes, toys, collectibles, electronics, decorations, sports equipment, bags, shoes, tools, and many more.


Selling on the platform can take only a few minutes. You must set up your account and list the products you want to sell. You can sell almost anything on the forum except some prohibited items. To sell a product, you must put the characteristics, upload photos, and fill in all the product information. 

This way, you must have clear pictures of your items, and all other descriptions must be well-detailed so that everyone can have access and the products can be sold. Things that are not allowed to be sold are:

– Illegal things;

– Medicines;

– Food

– Tobacco

– Weapons;

– Alcohol.

You will also need to choose the delivery method for your goods. This is a somewhat complicated and confusing step because several options are available, including local dates and carriers such as the US Postal Service and FedEx. Another factor that needs to be considered is shipping protection up to $200. If you exceed this amount, buying an expensive item will not be safe. 

For example, imagine buying a costly designer handbag or something similar that has a value of over two hundred dollars and gets damaged on the way. The person who made the purchase would not get a refund if they depended on this protection.


First, you will need to open an account at Mercari, so you can browse the site, put items in your cart and chat with sellers. And when you are ready to make your purchase, add your payment method.

Sellers will have up to three business days to ship your items. If the thing differs from what is described, send a refund request, which can be done until the third day after you confirm your purchase. Remember, only evaluate a seller once you are delighted with your purchase.

Payment methods are as follows:

Payment Method Options: A Comprehensive Guide.

– Mercari Credit;

– Mercari Balance;

– PayPal;

– Apple Pay;

– Major credit and debit cards.

Shipping on Mercari

For Mercari customers, shipping can be paid or free, depending on the seller’s decision. Whichever it is, it will be mentioned on the item’s page so that you can analyze whether you want to continue buying or not. There is also the option to filter free shipping.

For sellers, products can be prepaid Mercari labeled, or they can forward on their own. Although Mercari has packaging guidelines. If you use the prepaid labels, you will be sent the tag in your email as soon as the order has been placed. Pack the merchandise, affix your brand, and take it to the carrier.

Mercari Local

The platform has this additional shipping option, Mercari Local. With this method, you can buy products close to your home. So this way is suitable for those who want to purchase fragile, heavy, or oversized items to be shipped.

Mercari has collaborated with Uber, so there is no need to know the seller or the customer. This service has a $10.99 fee for all categories (minus furniture) the customer pays. However, the local Mercari service is available at selected locations.

Transferring Money From Mercari

This is an option available from Mercari. In this regard, there are different ways to do this. The first is by linking your Mercari account to your bank account.

Then you can withdraw balances from Mercari and send them to the bank account that you want. This is the best and easiest way to withdraw as much money as you wish from Mercari. Another option is to sell your items. You can buy something else with the money you receive, even on another site.

You must log in to the platform and select “pay with Mercari” at checkout and pay on another site. Your Mercari balance will be transferred automatically to another place. Also, if you have a PayPal account, you can link it to your Mercari account, withdraw your credit, and transfer it to PayPal.

These are ways to transfer money and use it in different ways. Choose the one that will work best for your day-to-day life.

How to Transfer Money From Mercari to PayPal

Secure payment with debit card - Easy and Fast Checkout.

This is one option you can use. PayPal allows its users to accept transfers from Mercari. However, if you are a seller, you need a direct way to transfer these funds between Mercari and PayPal.

You must first have a card to transfer money from Mercari to PayPal. However, if you already have a personal account on the platform, you can apply for a PayPal debit card.

PayPal Cash Card

Applying for a PayPal Cash card is easy. You need a personal account on the platform if you don’t have one. After verification, you will need to install the application on your cell phone. After that, log in to your account, and in the bottom right corner, click on “more.” Then, the option “Apply for a PayPal Cash card” will appear. Agree to the terms and conditions, follow all the instructions, and keep an eye on your email. Finally, confirm the application and wait; your card will be mailed to you.

Transferring From Mercari To PayPal

Once your new card arrives, you will need to activate it. PayPal will issue your account and routing number, so you can transfer balances between accounts. If you need more information from your account, log into your smartphone to enter the PayPal app. 

An icon will appear in the top right corner of your phone. Then you will see the option “Set up Direct Deposit” and click it. PayPal will then offer you a new account number and routing number.

Go to your Mercari account, go into settings – Balance – Funds Transfer. Then, enter the amount you want to transfer and select the “Direct Deposit” option. In this step, Mercari will ask you for your account information to send you your money. As a final step, enter all the information you received earlier from PayPal.

A quick and easy way to transfer your balance. Then enter the bank information into Mercari. You have 5 working days until your money arrives in your PayPal account. And you won’t be charged any fees for transferring funds, but they must be over $10.

Do I Need a PayPal Account to Be a Seller on Mercari?

You do not need to have a PayPal account to sell on Mercari. But you will need to link your credit card or bank account information when you list. Then you can use PayPal to make purchases. Mercari sellers can link their PayPal account to a current account to receive the available balances.

So we understand how the Mercari platform works. And integrated with PayPal can be a good option for your business to grow more and more. And like other digital marketplaces, Mercari allows customers to withdraw their balances through an ACH Direct deposit or make an instant payment. Finally, we hope this article has answered your questions and that you have found what you need.

If not, head over to our small business ecom resource hub