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How to Send Money to Guatemala: A Comprehensive Guide to Easy, Trustworthy, and Affordable Transfers in 2023

There was a time when sending money to Guatemala was difficult and expensive. However, modern banking and online cash transfer services have simplified this process.

You can still use a traditional bank transfer, one of the most secure online money transfers. However, a money transfer through bank accounts can take several days.

Money transfer services, particularly Payoneer, are extremely useful in sending money online. It’s easy to send money to Guatemala using online money transfer platforms, but these have varying exchange rates and transfer fees. 

Thus, it is important to research and ensure that your loved ones in Guatemala receive the full amount of money you send them with minimal cost to you.

Transfer Service

Factors to Consider When Picking Your Money Transfer Service

There are a lot of things to keep in mind when you want to send money online. Moreover, your money must arrive safely and quickly without hidden fees. 

  • Transfer Limits

Some money transfer services have a minimum and maximum limit on the amount you can send in one transaction. If you choose a service that cannot fit your fund range, you’ll probably have to make more than one transaction or send more money than you want to.

  • Transfer Fee

The transaction fee for sending money to Guatemala is also extremely important. Some companies often charge huge fees for a single international bank transfer.

  • The Exchange Rate

The exchange rate can have a big impact on how much money your recipient ultimately receives. You want to ensure you get the best rate when you exchange your money in your local bank account. You can compare rates among various companies to ensure you get the best deal.

  • The Speed of the Transfer

If you need your money to arrive as soon as possible, you will want to pick financial institutions that get the job done quickly. Some transfers take a few minutes to process, while others may take a few days. Choose a money transmitter that suits your timeline. 

  • The Pick-Up Options

Some money transfer services only allow cash pick-ups to your recipient at select locations. A cash pick-up can be inconvenient if your family doesn’t live near one of those locations.

You can avoid platforms requiring cash-pickup locations and make bank deposits to the recipient’s bank account. So, choose a service that offers the pick-up method that is most convenient for the person receiving the money.

  • The Safety and Security of the Service

Keeping your personal and financial information safe is crucial when using online platforms to send mobile money. Moreover, you want to be sure that your money ends up where you want it to. Therefore, choose a money transfer service with a good reputation that guarantees your transaction’s safety.

How to Send Money to Guatemala

You can send money to Guatemala using online transfer services or through physical services such as Western Union. However, it’s easier to use online services instead.

Sending Money to Guatemala Online

Sending money online lets you skip the hassle of going to banks and saves you and the person receiving the money a lot of time and trouble. Among these online services, the most reliable and safest option is Payoneer. This service offers excellent rates and money is sent immediately without any delays.

Payoneer – Top Choice for Millions of Customers

Transfer Service

Payoneer is an international payment platform that makes it easy for businesses and individuals to send money online. You can quickly and easily send money to Guatemala with Payoneer. All you need is a Payoneer account and a working email address.

Payoneer is a safe and secure way to send money and offers some of the most competitive rates in the market. With Payoneer, you can receive payments from online marketplaces such as Amazon, eBay, and Airbnb. If you are looking for a convenient way to send money to Guatemala, Payoneer is the perfect solution. 

The company offers global businesses technology and connections to help them participate in the digital economy and grow worldwide. Some of the benefits of using Payoneer include the following.


Transparent conversions: One of the most admiring features of Payoneer is that there are no hidden charges on the conversion rates. The platform offers you a transparent and great exchange rate. 

Global payments: Payoneer makes it easy and secure for businesses to quickly send and receive payments from anywhere in the world. The company provides timely payment solutions that make it easy for businesses and professionals to send money quickly, easily, and securely. They have a wide network of global banking partners, which allows them to provide customers with the widest possible range to transfer money wherever they want. 

Fraud protection: Payoneer helps merchants protect their businesses from fraudulent transactions with world-class security features.

Multiple international accounts: You can connect your Payoneer account with multiple international bank accounts simultaneously. It is helpful for people who have businesses or clients from multiple countries. 

Operates in more than thirty-five languages: Payoneer operates in more than thirty-five languages, making it easy for businesses and individuals around the world to get paid. Whether you need to send or receive payments in Spanish, French, German, Italian, Japanese, or any other language, Payoneer has you covered. 

Schedule withdrawals: Payoneer allows business owners and receivers to schedule the withdrawals weekly or monthly. 

Track payments: You can easily track your payments through the website tracking section. 

How to Send Money to Guatemala Through Payoneer

One option is to set up a Payoneer account and link it to your bank account. This will allow you to transfer funds from your bank account to your Payoneer account, and from there, you can withdraw the funds in Guatemalan quetzales. 

Another option is to use Payoneer’s Global Payment Service, which allows you to send payments directly to a recipient’s bank account in Guatemala. With this card, the recipient can withdraw funds from their bank account in quetzals.

Finally, you can also use Payoneer’s prepaid Mastercard to withdraw cash in quetzals from ATMs in Guatemala. Whichever method you choose, Payoneer makes it easy to send money to Guatemala. Sometimes, the fund’s transfer only requires minutes or even a few days. 



Send Money to Guatemala Through Banks

The most common and reliable method to send money to Guatemala is through banks. When sending money through banks, there are a few things to remember. First, ensuring the recipient has a bank account set up is important. If they don’t have one, you should wait till they solve this issue.

Next, you must provide the recipient’s bank account routing and account numbers. Once you enter this information, you can send the money online or over the phone. The recipient will receive the funds in their bank account within a few days. Although there are other methods of sending money to Guatemala, banks are the most reliable option.

Why Is It Better to Use Payoneer to Send Money to Guatemala?

There are several benefits to using Payoneer to send money to Guatemala. 

  • The platform is easy to use, and you don’t need to have any prior experience with it. 
  • Payoneer automatically converts your international currency into the Guatemalan quetzal, so you don’t have to worry about exchanging your funds. 
  • You can monitor your transactions in real-time and get an estimate of when your recipient will receive the money. 
  • There are no fees associated with holding a Payoneer account. 
  • Finally, you can enjoy instant withdrawals when you use the Mastercard associated with your account.


Sending money to Guatemala is easy, with many options, including banks and online platforms. However, be sure to compare rates and fees before choosing a provider. 

Moreover, you should always check that the recipient has received the funds before closing your transaction. With a little planning, sending money to loved ones in Guatemala can be quick, easy, and affordable.