Undoubtedly, the internet has provided so much ease into our lives, especially through online payments. There are many online banks and credit unions these days, easing our cash transfers. Two such popular companies are Zelle and Green Dot.
Both Zelle and Green Dot are secure and quick for transfers. They allow you to send and receive money across various U.S. banks. But do they support each other? Does Zelle work with Green Dot? This article has answers to all your questions in detail.
What Is Zelle?
Zelle is a relatively new online banking app for fast and secure cash transfers. Through this app, you can easily send money into and from any bank or credit union in America easily, quickly and with no hassle. Zelle mobile finance technology began operating in 2017.
With more and more people using its services, Zelle has received affiliations with multiple banks in a short period. All you have to do is add your bank or credit union account details to the Zelle app and send money to any U.S. citizen around the states.
How Do I Add My Bank Account Card to Zelle?
Install the Zelle App
You must have the Zelle app on your mobile to start with. You cannot add cards in Zelle through any other third-party apps as an integrated feature. So, it is better to install the official app on your smartphone through Google Play Store, Apple Store and others.
Open Account Options in the Settings Icon
Once you are on the app homepage, find the settings icon. It will be present on the top left corner of the screen. Inside the app settings, look for the “Accounts” option. You can find it in the top few listed items.
Add Your Card
For first-time users, you will see an “add account” button inside the account option. Click this and fill in the necessary information (explained below). If you have already added a card to your Zelle account and want to add another, press the “switch account” button.
Add Required Details
Inside the “add account” tab, press the “add a new card” option to switch cards. Now, you will see a form requiring the bank account card details you want to add. Fill in your card number, date of expiration, CVV, and other things asked.
After your credit/debit card details, Zelle will ask for more information like your official registered name, date of birth, etc. Then, Zelle will verify the details with official records and register your card. Therefore, it is imperative that you add correct information and proofread multiple times.
Final Details and Verification
After adding card and personal details, click the button “Continue.” It will take you to a page asking for your Billing Address. Finally, submit the request after checking every added detail twice. Once Zelle verifies your account details, it will add your card to the app.
What Is Green Dot?
Green Dot Corporation is an Austin-based online banking system. It extends a debit card system that is easier and straightforward.
The Green Dot prepaid debit card is one of the most in-demand payment options in the country. You can use this permit to shop and pay bills anywhere, anytime.
Green Dot online payment service also allows you to make transactions easily. You can use it to pay bills, recharge your smartphone, or even transfer money to different bank accounts.
Does Zelle Work With Green Dot?
Unfortunately, Zelle does not have affiliations with Green Dot. This means you cannot send or receive money on your Green Dot bank account through Zelle and vice versa.
This is because Zelle does not support prepaid cards as of now, a system Green Dot uses. If you try to add your Green Dot bank card details to your Zelle account online, you will get a pop-up message saying, “Sorry, this card is not supported/eligible.”
Nevertheless, both are emerging platforms, and people use them for day-to-day payments. Thus, it is possible that Zelle may introduce prepaid cards someday and work with Green Dot in the future. Until then, you can add other cards to your Zelle app.
Which Banks Work With Zelle?
Zelle works with over 100 banks and supports credit unions in the U.S. The most prominent include Capital Bank, Chase, Citibank, Logix Federal Credit Union, Community National Bank Texas, Bank of America, and many others. You can find the complete list of eligible banks on the Zelle website.
As for the cards, you can add any Mastercard debit card or Visa card to your Zelle account. It does not support prepaid debit cards like Green Dot, except those by its financial institutions. These involve PNC SmartAccess Card and Access 360 Prepaid Card by Fifth Third Bank.
Which Provides Safe Cash Transfers, Zelle or Green Dot?
Both Zelle and Green Dot debit cards offer secured payment transfers. They use high-end data encryption technologies to secure your money. When you log in to the Green Dot online application, you will get a PIN that you will use to perform transactions. Thus, your funds won’t be accessible to just about everyone.
Frequently Asked Questions
1. Does Green Dot work with Cash App?
Yes. Cash App is a great way to send and receive money to and from your Green Dot account. For this, you will need a Green Dot Unlimited Cash Back Card.
2. Can you send money internationally with Zelle?
Zelle is a U.S.-based cash transfer app. It only works for the banks within the country. So, if you want to send cash internationally, you may opt for Wells Fargo, Chase, PayPal, or others.
3. Will Green Dot soon work with Zelle?
As of now, we only know that Zelle does not support Green Dot debit cards. The app may introduce changes in future updates. Until then, we cannot be sure if it will happen.
Zelle and Green Dot are two popular finance companies in the modern era. These have made receiving and transferring money easier and quicker across states. Zella is a mobile cash transfer application, while Green Dot bank uses a debit card system for payments. As of now, Zelle does not support Green Dot cards. Thus, you cannot send payment to any account holder of this bank through the Zelle app.
Paul Martinez is the founder of EcomSidekick.com. He is an expert in the areas of finance, real estate, eCommerce, traffic and conversion.
Join him on EcomSidekick.com to learn how to improve your financial life and excel in these areas. Before starting this media site, Paul built from scratch and managed two multi-million dollar companies. One in the real estate sector and one in the eCommerce sector.